The Center for Responsible Lending (CRL) is a nonprofit, nonpartisan research and policy organization that promotes responsible lending practices and access to fair terms of credit for low-wealth families. CRL was created in 2002 to protect homeownership and family wealth by working to eliminate predatory lending and other abusive financial practices. Our work has helped lead to major changes in lending practices, saving families over $2 billion annually. CRL has over 40 employees and offices in Durham, NC; Oakland, CA; and in Washington, DC.
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CRL is an affiliate of Self-Help, a community development lender founded in 1980 that has provided over $8.5 billion dollars in financing to help 159,000 low-wealth borrowers buy homes, build businesses and strengthen community resources.
